MI Compliance Guide Verified for 2026/2027 Civil, Site & Heavy Construction

Michigan Earthwork & Paving Contractor (C-12)

Official statutory licensing standards, state surety bond mandates, and commercial liability minimums overseen by the Michigan Department of Licensing and Regulatory Affairs (LARA).

Min General Liability
$1,000,000 Each Occurrence
Occurrence / $2,000,000 General Aggregate
Required State Bond
$10,000 Maintenance & Alteration Bond
From $220/yr with preferred credit
Board Application Fee
$195
Exam Provider: PSI Services
License Renewal
Triennial
CE: Varies by municipality or trade board
Primary Source Verified: 2026 Statutory Code Review
Requirements cross-referenced against the official Michigan Department of Licensing and Regulatory Affairs (LARA) administrative code.
Official MI Board Portal → | Our Audit Methodology
Interactive Compliance Tool Live 2026 Underwriting Matrix

Contractor Liability & Bond Premium Estimator

Estimate your required general liability and state license bond costs instantly based on state statute and operational volume.

Estimated Annual Gross Revenue $350,000
$50k $1.5M $3M+
Estimated Statutory Costs Instant Certificate Available
General Liability (GL)
$1M Occurrence / $2M Aggregate
$115/mo
~$1,380 / year
Contractor License Bond
Statutory State Bond
$250/yr
1.0% base underwriting rate
Workers' Comp Alert: Mandatory for all construction employers in selected state with 1+ employees.
Get Official Quote & Instant ACORD COI Apply for Contractor License Bond ($0 Down Options) →

*Estimates based on standard market rates for commercial artisan contractors. Exact quotes require underwriting review of prior loss history, specific endorsements, and payroll declarations.

Verified Underwriters

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Direct underwriting platforms offering statutory compliance coverage and digital certificates for Michigan contractors.

Updated for 2026/2027 Policy Year
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NE
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HI
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SU
SuretyBonds.com Fastest License Bond
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TI
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Earthwork & Paving Contractor (C-12) Scope of Work & Legal Permitting Authority

Earthwork and Paving Contractors execute rough grading, trenching, roadbed compaction, hot asphalt paving, and sealcoating.

Defined Authorized Scope of Construction:

Subdivision rough grading, commercial parking lot asphalt paving, roadway milling, retention basin excavation, and highway striping.

Permit Trigger in Michigan: Grading or excavation moving over 50 cubic yards of soil

Mandatory Experience Prerequisites

4 years civil grading, scraper/dozer operation, asphalt hot-mix laying, and compaction testing experience

Required Insurance Policy Endorsements

Underground Utility Strike (XCU), Heavy Machinery In-Transit Floater, Environmental Spill Clean-up Rider

Governing Technical Code & Safety Standard
Michigan Compiled Laws MCL 339.6001–6023 (Skilled Trades Regulation Act)
OSHA 1926 Subpart P Trenching & Excavation & State 811 Underground Utility Damage Prevention Acts
Testing & Compliance Benchmarks: AASHTO highway construction standards and ASTM D1557 Proctor soil density specifications. Requires positive utility locate confirmation prior to breaking ground, trench benching compliance, and storm-water runoff (NPDES) permits.
Procedural Roadmap

How to Obtain a Earthwork & Paving Contractor (C-12) License in Michigan

Official 4-step compliance path pursuant to Michigan Compiled Laws MCL 339.6001–6023 (Skilled Trades Regulation Act).

Official Board Rules →
1

Legal Entity & EIN Formation

Michigan Business Entity Filing Statutes

Form your business entity (LLC, Corporation, or Sole Proprietorship) with the Michigan Secretary of State and secure your Federal Employer Identification Number (FEIN). Ensure your registered business name precisely matches all state board filings.

2

Designate Qualifying Individual (QI)

Michigan Department of Licensing and Regulatory Affairs (LARA) Experience Verification Rules

Appoint a Qualifying Party, Primary Qualifying Agent, or Responsible Managing Employee (RME). The QI must verify 4 years civil grading, scraper/dozer operation, asphalt hot-mix laying, and compaction testing experience and satisfy experience criteria governed under Michigan Compiled Laws MCL 339.6001–6023 (Skilled Trades Regulation Act).

3

Execute Statutory Bond & Insurance

Michigan Compiled Laws MCL 339.6001–6023 (Skilled Trades Regulation Act) Financial Responsibility Mandates

Secure the mandatory $10,000 Maintenance & Alteration Bond contractor license bond executed by an admitted surety. File an official Certificate of Insurance (COI) maintaining at least $1,000,000 Each Occurrence / $2,000,000 General Aggregate Commercial General Liability, naming Michigan Department of Licensing and Regulatory Affairs (LARA) as certificate holder.

4

Examination & Board License Issuance

PSI Services Candidate Information Bulletin (CIB)

Complete the Michigan Business & Law examination along with the specific Earthwork & Paving Contractor technical trade examination administered by PSI Services. Submit application fees ($195) to receive official licensure and permit pull authorization.

Regulatory Authority: Michigan Department of Licensing and Regulatory Affairs (LARA) (MI)
Official State Government Portal

Ready to file with the Michigan Department of Licensing and Regulatory Affairs (LARA)?

Make sure your General Liability Certificate (listing the state board as certificate holder) and your statutory $10,000 Maintenance & Alteration Bond are electronically active prior to submitting application fees.

Get Compliant COI Visit MI Board Portal →
Verified Statutory Guidance

Michigan Earthwork & Paving Contractor Compliance & Insurance FAQs

Direct answers on state licensing prerequisites, insurance thresholds, and surety bond regulations.

Do I need a state license to work as a Earthwork & Paving Contractor in Michigan?

Yes. Operating as a earthwork & paving contractor contractor in Michigan requires full licensure issued by the Michigan Department of Licensing and Regulatory Affairs (LARA) under Michigan Compiled Laws MCL 339.6001–6023 (Skilled Trades Regulation Act). Municipalities and commercial property owners verify active board licenses prior to permit issuance.

What technical qualifications and testing benchmarks are required for Earthwork & Paving Contractors in Michigan?

Applicants must document 3 to 5 years operating heavy machinery, trench shoring box setup, and laser-guided grading and adhere to OSHA 1926 Subpart P Trenching & Excavation & State 811 Underground Utility Damage Prevention Acts.

What are the commercial general liability insurance minimums for a Earthwork & Paving Contractor in Michigan?

Under Michigan statutory and commercial bidding standards, earthwork & paving contractor contractors typically must maintain at least $1,000,000 Each Occurrence / $2,000,000 General Aggregate in general liability protection. Policies must include coverage for bodily injury, property damage, and completed operations.

How much does the required Michigan Earthwork & Paving Contractor surety bond cost?

The statutory bond threshold in Michigan is $10,000 Maintenance & Alteration Bond. Contractors with standard commercial credit typically pay an annual premium between $220 and $330 (1% to 2% of total penal sum). High-risk or credit-rebuilding rates range from $396 to $550 annually.

Is workers' compensation insurance required for Earthwork & Paving Contractors in Michigan?

Mandatory for employers with 3+ employees or 1+ employee working 35+ hrs/wk. Regardless of minimum employee exemptions under Michigan labor laws, commercial general contractors and municipal building inspectors mandate proof of active workers' comp via a Certificate of Insurance (COI) before jobsite access is granted.

Does Michigan offer contractor license reciprocity for Earthwork & Paving Contractors?

Michigan does not maintain universal reciprocity agreements for this classification; applicants must satisfy Michigan's individual experience verification under Michigan Compiled Laws MCL 339.6001–6023 (Skilled Trades Regulation Act) and complete PSI Services testing.

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